A professional at work in their practice

Products and services for professionals

Your practice, protected.

As a professional, your practice represents years of dedication. We help you safeguard it — along with your team and the life you have built around it.

Your practice

Protecting your practice.

Four risks that can stop a practice, and the coverage that answers each of them.

Disability insurance

Individual disability protection that safeguards both your income and your practice.

Overhead expense insurance

Keeps the doors open and the bills paid if you are unable to work.

Key person insurance

Protects the practice against the loss of the people it genuinely depends on.

Succession planning

Buy-sell agreement funding and succession planning for a transition that actually goes to plan.

Your employees

Attract and keep good people.

Comprehensive benefits are how smaller practices compete for talent with much larger employers.

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Health & dental insurance

Comprehensive health and dental coverage for your employees.

Critical illness & disability

Protects your team against unexpected health events and the income loss that follows.

Group retirement plans

Helps your employees plan for their own financial future, not just their next paycheque.

You and your family

Beyond the practice.

The practice is one part of the picture. We also plan for your personal financial security and your family’s well-being.

Income protection

Safeguards your earning potential — for most professionals, the single largest asset they own.

Retirement planning

A retirement plan built around how professional income and practice equity actually behave.

Estate planning

Protects your legacy and keeps your assets intact for the people you leave them to.

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Your practice is an asset. It deserves to be protected like one.

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